Trusted financial guidance for 20+ years

Trusted financial guidance for 20+ years

Guiding you through life’s financial decisions with clarity, confidence & care.

Guiding you through life’s financial decisions with clarity, confidence & care.

Independent financial advice made personal and easy to understand. We help individuals, families and businesses protect what matters and plan confidently for what comes next.

Independent financial advice made personal and easy to understand. We help individuals, families and businesses protect what matters and plan confidently for what comes next.

Working with South Africa’s leading financial providers

Why choose us

FINANCIAL ADVICE THAT PUTS YOU FIRST

With Tutela

Tailored Independent Guidance

We consider options from leading providers to find solutions suited to your needs and goals.

Remove Industry Jargon

We explain your options clearly, so you can make informed decisions with confidence.

A Relationship That Lasts

We stay involved as your life, business and financial needs continue to evolve.

What others say…

Product-Led Solutions

Recommendations may be limited by the products or providers an adviser represents.

Confusing Financial Jargon

Complex terminology can leave you uncertain about what you are choosing and why.

Once-Off Service

Support can fade after the paperwork is signed, leaving you to manage changes alone.

What we do

FINANCIAL GUIDANCE FOR EVERY STAGE OF LIFE

Whether you are building your future, protecting your family or supporting your employees, we clarify the complexity and jargon allowing you make informed financial decisions.

Our purpose

BUILDING FINANCIAL CONFIDENCE THAT LASTS

Everything we do is guided by one purpose: helping people understand their finances, make informed decisions and move forward with confidence.

Our Mission

To make expert financial advice simple, personal and accessible. Through trusted relationships, education and independent guidance, we help our clients protect what matters and achieve their financial goals.

Our Vision

To help create a financially empowered generation of South Africans who make informed decisions with confidence, supported by advisers who genuinely care about their success.

Quick budget calculator

SEE WHERE YOUR MONEY IS GOING

Add your monthly income and expenses to get a clearer picture of your budget, spending and what you may have left.

This calculator provides general estimates for educational purposes and does not constitute personalised financial advice. The figures you enter remain in this calculator and are not submitted to Tutela Consulting.

Grab your FREE budget planner

TAKE THE NEXT STEP WITH YOUR BUDGET

Complete your details to download Tutela’s full monthly budget planner and take a more detailed look at your income, expenses and spending.

Tutela will use the information you provide to process your request and provide access to the budget planner. Please do not enter sensitive personal or financial information.
Learn more in our Privacy Policy.

The Tutela difference

WHAT YOU GAIN FROM THE RIGHT FINANCIAL GUIDANCE

Clear advice, personal support and the confidence to make informed decisions about your financial future.

Financial Clarity

Understand your options without confusing terminology, so you always know what you are choosing and why.

Advice Built Around You

Receive guidance shaped around your needs, circumstances and goals, not a one-size-fits-all solution.

Freedom of Choice

Explore suitable options from leading providers through advice that remains independent and client-focused.

Experienced Guidance

Benefit from decades of financial advisory experience and a team committed to continually expanding its knowledge.

Personal, Accessible Support

Speak to advisers who know you, understand your journey and remain available when you need guidance.

Confidence for What Comes Next

Make informed decisions today while preparing for the opportunities and unexpected changes tomorrow may bring.

How it works

A SIMPLE PROCESS BUILT AROUND YOU

We take the time to understand where you are, explain your options clearly and help you move forward with confidence.

01

Let’s Talk

We start with a conversation about your current situation, concerns and financial goals. This helps us understand what matters most to you.

Explore Your Options

We assess your needs and explain the available options in clear, practical language—so you can make an informed decision.

02

03

Move Forward Together

Once you are comfortable with the way forward, we help with the next steps and remain available as your life and financial needs evolve.

Our impact

EXPERIENCE THAT MAKES A MEANINGFUL DIFFERENCE

22+ Years

Guiding Clients

22+ Years

Guiding Clients

22+ Years

Guiding Clients

150+

Private Portfolio Clients

150+

Private Portfolio Clients

150+

Private Portfolio Clients

20+

Leading Providers Considered

20+

Leading Providers Considered

20+

Providers Considered

R300 mil+

Assets Under Management

R300 mil+

Assets Under Management

R300 mil+

Assets Under Management

4.6/5

Google Review Rating

4.6/5

Google Review Rating

4.6/5

Google Review Rating

24+ Years

Advisory Experience

24+ Years

Advisory Experience

24+ Years

Advisory Experience

Meet the team

THE PEOPLE BEHIND YOUR FINANCIAL CONFIDENCE

Experienced, approachable and personally invested in making every part of your financial journey clearer and easier.

Tanja Ehmke - CFP®

Founder & Financial Adviser

With 24 years of advisory experience, Tanja makes complex financial decisions easier to understand. Her passion lies in educating and guiding people towards greater financial confidence.

Caroline Brink

Office Manager

With 26 years of industry experience, Caroline keeps Tutela running smoothly. Her meticulous attention to detail turns complicated paperwork and administration into a seamless client experience.

Frequently Asked Questions

Answers to your most common questions

Who does Tutela work with?

What does independent financial advice mean?

Can you review my existing policies and investments?

What happens during the first consultation?

Will Tutela support me after my plan is in place?

Working with South Africa’s leading financial providers

Contact us

LET’S TALK ABOUT WHAT COMES NEXT

Tell us a little about what you need, and a member of the Tutela team will get in touch to start the conversation.

Tutela will use the information you provide to respond to your enquiry. Please do not submit identity documents, medical information, banking details or other sensitive information through this form.
Learn more in our Privacy Policy.

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